.ffa-avd {
  --ffa-brand: var(--primary_color, #152f4a);
  --ffa-dark: #152f4a;
  --ffa-dark-2: #244866;
  --ffa-accent-light: #dbe9f3;
  --ffa-accent: var(--ffa-brand);
  --ffa-paper: #f7f9fb;
  --ffa-line: #d8e0e7;
  --ffa-muted: #586575;
  --ffa-positive: #237a57;
  --ffa-warning: #976018;
  --ffa-soft-white: #f4f8fb;
  color: var(--ffa-dark);
  font-family: "Plus Jakarta Sans", Arial, sans-serif;
  line-height: 1.5;
  max-width: 1380px;
  margin: 0 auto;
}

.ffa-avd *, .ffa-avd *::before, .ffa-avd *::after { box-sizing: border-box; }
.ffa-avd.ffa-avd.ffa-avd h1, .ffa-avd.ffa-avd.ffa-avd h2,
.ffa-avd.ffa-avd.ffa-avd h3, .ffa-avd.ffa-avd.ffa-avd h4,
.ffa-avd.ffa-avd.ffa-avd h5, .ffa-avd.ffa-avd.ffa-avd h6,
.ffa-avd.ffa-avd.ffa-avd p, .ffa-avd.ffa-avd.ffa-avd label,
.ffa-avd.ffa-avd.ffa-avd button, .ffa-avd.ffa-avd.ffa-avd span,
.ffa-avd.ffa-avd.ffa-avd small, .ffa-avd.ffa-avd.ffa-avd strong {
  text-transform: none !important;
}
.ffa-avd h2, .ffa-avd h3, .ffa-avd p { margin-top: 0; }
.ffa-avd button, .ffa-avd input, .ffa-avd select { font: inherit; }
.ffa-avd [hidden] { display: none !important; }

.ffa-avd__intro { max-width: 820px; margin: 0 auto 38px; text-align: center; }
.ffa-avd__intro h2 { margin: 8px 0 12px; font-size: clamp(28px, 4vw, 48px); line-height: 1.12; letter-spacing: -0.035em; }
.ffa-avd__intro p { color: var(--ffa-muted); font-size: 17px; }
.ffa-avd__eyebrow { color: var(--ffa-accent); font-size: 12px; font-weight: 800; letter-spacing: .12em; }

.ffa-avd__layout { display: grid; grid-template-columns: minmax(310px, 420px) minmax(0, 1fr); gap: 24px; align-items: start; }
.ffa-avd__panel { border: 1px solid var(--ffa-line); background: #fff; box-shadow: 0 10px 35px rgba(21, 47, 74, .055); }
.ffa-avd__form { position: sticky; top: 100px; padding: 28px; }
.ffa-avd__form h3 { margin-bottom: 25px; font-size: 24px; }
.ffa-avd__field { margin-bottom: 25px; }
.ffa-avd__field > label, .ffa-avd__field--split label, .ffa-avd__details label { display: block; color: var(--ffa-dark); font-size: 14px; font-weight: 700; }
.ffa-avd__hint { display: block; margin-top: 6px; color: var(--ffa-muted); font-size: 11px; font-weight: 500; }
.ffa-avd__range-row { display: grid; grid-template-columns: 1fr 64px; gap: 18px; align-items: center; margin-top: 10px; }
.ffa-avd__range-row output { font-size: 18px; font-weight: 800; text-align: right; }
.ffa-avd input[type="range"] { width: 100%; accent-color: var(--ffa-accent); }
.ffa-avd__field--split { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.ffa-avd input[type="number"], .ffa-avd input[type="date"], .ffa-avd select { width: 100%; height: 46px; margin-top: 7px; border: 1px solid #cfd2d4; border-radius: 0; background: #fff; color: var(--ffa-dark); padding: 0 12px; outline: none; }
.ffa-avd input:focus, .ffa-avd select:focus, .ffa-avd button:focus-visible, .ffa-avd summary:focus-visible { border-color: var(--ffa-accent); box-shadow: 0 0 0 3px rgba(49, 94, 134, .25); outline: none; }
.ffa-avd__money-input, .ffa-avd__percent-input { position: relative; }
.ffa-avd__money-input input, .ffa-avd__percent-input input { padding-right: 35px; }
.ffa-avd__percent-input input { appearance: textfield; -moz-appearance: textfield; }
.ffa-avd__percent-input input::-webkit-inner-spin-button,
.ffa-avd__percent-input input::-webkit-outer-spin-button { margin: 0; -webkit-appearance: none; }
.ffa-avd__money-input span, .ffa-avd__percent-input span { position: absolute; right: 12px; bottom: 12px; color: var(--ffa-muted); }
.ffa-avd__choices { display: grid; grid-template-columns: repeat(5, 1fr); gap: 8px; margin-top: 10px; }
.ffa-avd__choices--three { grid-template-columns: repeat(3, 1fr); }
.ffa-avd__choices button { min-height: 48px; border: 1px solid #cfd2d4; border-radius: 0; background: #fff; color: var(--ffa-dark); cursor: pointer; transition: background .18s, border .18s, transform .18s; }
.ffa-avd__choices button:hover { border-color: var(--ffa-accent); transform: translateY(-1px); }
.ffa-avd__choices button.is-active { border-color: var(--ffa-accent); background: #e8f1f8; box-shadow: inset 0 -3px 0 var(--ffa-accent); }
.ffa-avd__choices strong, .ffa-avd__choices small { display: block; }
.ffa-avd__choices small { margin-top: 3px; color: var(--ffa-muted); font-size: 10px; }
.ffa-avd__children { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-top: 12px; }
.ffa-avd__children label { color: var(--ffa-muted); font-size: 11px; font-weight: 600; }
.ffa-avd__children input { height: 40px !important; margin-top: 4px !important; }
.ffa-avd__advanced { margin-top: 6px; padding-top: 18px; border-top: 1px solid var(--ffa-line); }
.ffa-avd__advanced-toggle { display: flex !important; justify-content: space-between; align-items: center; gap: 16px; cursor: pointer; }
.ffa-avd__advanced-toggle input { position: absolute; opacity: 0; pointer-events: none; }
.ffa-avd__advanced-toggle i { position: relative; flex: 0 0 43px; width: 43px; height: 24px; border: 1px solid #d7dadd; background: #eceef0; transition: background .18s, border-color .18s; }
.ffa-avd__advanced-toggle i::after { content: ""; position: absolute; top: 3px; left: 3px; width: 16px; height: 16px; background: #aeb5bb; transition: left .18s, background .18s; }
.ffa-avd__advanced-toggle input:checked + i { border-color: var(--ffa-accent); background: #dbe9f3; }
.ffa-avd__advanced-toggle input:checked + i::after { left: 21px; background: var(--ffa-accent); }
.ffa-avd__advanced-toggle input:focus-visible + i { box-shadow: 0 0 0 3px rgba(49, 94, 134, .25); }
.ffa-avd__advanced-content { margin-top: 18px; padding: 17px; border: 1px solid var(--ffa-line); background: var(--ffa-paper); }
.ffa-avd__advanced-content > p { margin-bottom: 4px; color: var(--ffa-muted); font-size: 11px; }
.ffa-avd__details-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin: 18px 0; }
.ffa-avd__details-grid label { color: var(--ffa-muted); font-size: 11px; }
.ffa-avd__details-grid input { height: 40px; }
.ffa-avd__results { min-width: 0; }
.ffa-avd__verdict { position: relative; overflow: hidden; padding: clamp(28px, 5vw, 54px); background: var(--ffa-brand); color: #fff; }
.ffa-avd__badge { display: inline-flex; margin-bottom: 23px; background: var(--ffa-accent-light); color: var(--ffa-dark); padding: 7px 11px; font-size: 11px; font-weight: 800; letter-spacing: .04em; }
.ffa-avd__verdict h3 { position: relative; z-index: 1; max-width: 770px; margin-bottom: 13px; color: var(--ffa-soft-white) !important; font-size: clamp(27px, 4vw, 46px); line-height: 1.13; letter-spacing: -.03em; }
.ffa-avd__verdict > p { position: relative; z-index: 1; max-width: 730px; color: #e2eaf1; }
.ffa-avd__verdict-number { position: relative; z-index: 1; display: flex; gap: 18px; align-items: center; margin-top: 27px; padding-top: 23px; border-top: 1px solid rgba(255,255,255,.18); }
.ffa-avd__verdict-number strong { flex: 0 0 auto; color: var(--ffa-accent-light); font-size: clamp(30px, 5vw, 54px); line-height: 1; }
.ffa-avd__verdict-number span { max-width: 330px; color: #e2eaf1; font-size: 12px; }
.ffa-avd__stats { display: grid; grid-template-columns: repeat(3, 1fr); border-right: 1px solid var(--ffa-line); }
.ffa-avd__stats article { min-width: 0; padding: 22px; border-bottom: 1px solid var(--ffa-line); border-left: 1px solid var(--ffa-line); background: var(--ffa-paper); }
.ffa-avd__stats span, .ffa-avd__stats small { display: block; color: var(--ffa-muted); font-size: 11px; }
.ffa-avd__stats strong { display: block; margin: 6px 0 4px; color: var(--ffa-dark); font-size: clamp(20px, 3vw, 30px); line-height: 1.1; }
.ffa-avd__composition, .ffa-avd__statement, .ffa-avd__chart-card, .ffa-avd__comparison { margin-top: 24px; padding: clamp(22px, 4vw, 34px); }
.ffa-avd__section-heading { display: flex; justify-content: space-between; gap: 20px; align-items: flex-end; margin-bottom: 22px; }
.ffa-avd__section-heading h3 { margin: 4px 0 0; font-size: 25px; }
.ffa-avd__section-heading > strong { color: var(--ffa-accent); font-size: 14px; }
.ffa-avd__statement-rows { border: 1px solid var(--ffa-line); }
.ffa-avd__statement-rows > div { display: flex; justify-content: space-between; gap: 20px; padding: 14px 17px; border-bottom: 1px solid var(--ffa-line); }
.ffa-avd__statement-rows > div:last-child { border-bottom: 0; }
.ffa-avd__statement-rows span { color: var(--ffa-muted); }
.ffa-avd__statement-rows .is-positive { color: var(--ffa-positive); }
.ffa-avd__statement > p { margin: 17px 0 0; color: var(--ffa-muted); font-size: 12px; }
.ffa-avd__composition > p { margin: 17px 0 0; color: var(--ffa-muted); font-size: 12px; }
.ffa-avd__legend { display: flex; flex-wrap: wrap; gap: 18px; margin-bottom: 5px; color: var(--ffa-muted); font-size: 11px; }
.ffa-avd__legend span { display: inline-flex; align-items: center; gap: 6px; }
.ffa-avd__legend i { width: 18px; height: 3px; background: #999; }
.ffa-avd__legend i.is-avd { background: var(--ffa-accent); }
.ffa-avd__legend i.is-etf { background: #68727b; }
.ffa-avd__legend i.is-own { background: repeating-linear-gradient(90deg, #aeb5bb 0 5px, transparent 5px 8px); }
.ffa-avd__chart-wrap { width: 100%; min-width: 0; overflow: hidden; }
.ffa-avd__chart-wrap canvas { display: block; }
.ffa-avd__comparison h3 { font-size: 20px; }
.ffa-avd__comparison > div { display: flex; justify-content: space-between; gap: 18px; padding: 12px 0; border-top: 1px solid var(--ffa-line); }
.ffa-avd__comparison > div span { color: var(--ffa-muted); }
.ffa-avd__comparison > p { margin: 14px 0 0; color: var(--ffa-muted); font-size: 10px; }
.ffa-avd__comparison > p.ffa-avd__tax-note { font-size: 14px; font-weight: 700; color: var(--ffa-dark); line-height: 1.5; }
.ffa-avd__cta { display: inline-flex; justify-content: center; margin-top: 24px; border: 0; border-radius: 0; background: var(--ffa-brand); color: #fff !important; padding: 15px 24px; font-weight: 800; text-decoration: none !important; cursor: pointer; transition: filter .18s, transform .18s; }
.ffa-avd__cta:hover { filter: brightness(.9); transform: translateY(-1px); }
.ffa-avd__disclaimer { grid-column: 1 / -1; width: 100%; padding: 20px 24px; background: var(--ffa-paper); border: 1px solid var(--ffa-line); color: var(--ffa-dark); font-size: 16px; line-height: 1.6; }

body.ffa-avd-modal-open { overflow: hidden; }
.ffa-avd__modal { position: fixed; z-index: 999999; inset: 0; display: grid; place-items: center; padding: 24px; }
.ffa-avd__modal-backdrop { position: absolute; inset: 0; width: 100%; height: 100%; border: 0; background: rgba(20, 20, 20, .72); cursor: pointer; backdrop-filter: blur(3px); }
.ffa-avd__modal-dialog { position: relative; z-index: 1; width: min(620px, 100%); max-height: calc(100vh - 48px); overflow-y: auto; padding: clamp(25px, 5vw, 42px); border: 1px solid var(--ffa-line); background: #fff; box-shadow: 0 28px 90px rgba(0, 0, 0, .28); }
.ffa-avd__modal-dialog h3 { margin: 6px 45px 8px 0; color: var(--ffa-dark) !important; font-size: clamp(24px, 4vw, 34px); line-height: 1.15; letter-spacing: -.025em; }
.ffa-avd__modal-dialog > p { margin-bottom: 22px; color: var(--ffa-muted); font-size: 13px; }
.ffa-avd__modal-close { position: absolute; top: 17px; right: 17px; display: grid; place-items: center; width: 38px; height: 38px; border: 1px solid var(--ffa-line); border-radius: 0; background: var(--ffa-paper); color: var(--ffa-dark); font-size: 27px; line-height: 1; cursor: pointer; }
.ffa-avd__contact-result { display: grid; grid-template-columns: 1fr 1fr; margin-bottom: 23px; border: 1px solid var(--ffa-line); background: var(--ffa-paper); }
.ffa-avd__contact-result > div { padding: 15px; }
.ffa-avd__contact-result > div + div { border-left: 1px solid var(--ffa-line); }
.ffa-avd__contact-result span, .ffa-avd__contact-result strong { display: block; }
.ffa-avd__contact-result span { color: var(--ffa-muted); font-size: 10px; }
.ffa-avd__contact-result strong { margin-top: 4px; color: var(--ffa-dark); font-size: 19px; }
.ffa-avd__contact-form > label:not(.ffa-avd__contact-consent):not(.ffa-avd__honeypot) { display: block; margin-bottom: 15px; color: var(--ffa-dark); font-size: 12px; font-weight: 750; }
.ffa-avd__contact-form input[type="text"], .ffa-avd__contact-form input[type="email"], .ffa-avd__contact-form textarea { width: 100%; margin-top: 6px; border: 1px solid #cfd2d4; border-radius: 0; background: #fff; color: var(--ffa-dark); padding: 11px 12px; outline: none; }
.ffa-avd__contact-form input[type="text"], .ffa-avd__contact-form input[type="email"] { height: 46px; }
.ffa-avd__contact-form textarea { min-height: 120px; resize: vertical; }
.ffa-avd__contact-form input:focus, .ffa-avd__contact-form textarea:focus { border-color: var(--ffa-accent); box-shadow: 0 0 0 3px rgba(49, 94, 134, .25); }
.ffa-avd__contact-consent { display: flex; gap: 9px; align-items: flex-start; margin: 4px 0 18px; color: var(--ffa-muted); font-size: 10px; line-height: 1.45; }
.ffa-avd__contact-consent input { flex: 0 0 auto; margin-top: 2px; accent-color: var(--ffa-accent); }
.ffa-avd__contact-consent a { color: var(--ffa-dark); text-decoration: underline; }
.ffa-avd__contact-submit { width: 100%; border: 0; border-radius: 0; background: var(--ffa-brand); color: var(--ffa-soft-white); padding: 15px 20px; font-weight: 800; cursor: pointer; }
.ffa-avd__contact-submit:hover { filter: brightness(.9); }
.ffa-avd__contact-submit:disabled { cursor: wait; opacity: .65; }
.ffa-avd__contact-status { min-height: 20px; margin: 12px 0 0; font-size: 12px; font-weight: 700; }
.ffa-avd__contact-status.is-success { color: var(--ffa-positive); }
.ffa-avd__contact-status.is-error { color: #a43c32; }
.ffa-avd__honeypot { position: absolute !important; left: -10000px !important; width: 1px !important; height: 1px !important; overflow: hidden !important; }

@media (max-width: 980px) {
  .ffa-avd__layout { grid-template-columns: 1fr; }
  .ffa-avd__form { position: static; }
}

@media (max-width: 600px) {
  .ffa-avd__intro { margin-bottom: 25px; text-align: left; }
  .ffa-avd__form { padding: 20px; }
  .ffa-avd__field--split, .ffa-avd__details-grid { grid-template-columns: 1fr; }
  .ffa-avd__choices { gap: 5px; }
  .ffa-avd__choices button { padding: 7px 3px; font-size: 12px; }
  .ffa-avd__stats { grid-template-columns: 1fr; border-top: 1px solid var(--ffa-line); }
  .ffa-avd__stats article { border-top: 0; }
  .ffa-avd__verdict-number { display: block; }
  .ffa-avd__verdict-number span { display: block; margin-top: 10px; }
  .ffa-avd__section-heading { display: block; }
  .ffa-avd__section-heading > strong { display: block; margin-top: 8px; }
  .ffa-avd__statement-rows > div, .ffa-avd__comparison > div { align-items: flex-start; font-size: 12px; }
  .ffa-avd__statement-rows strong, .ffa-avd__comparison strong { text-align: right; }
  .ffa-avd__modal { padding: 10px; }
  .ffa-avd__modal-dialog { max-height: calc(100vh - 20px); padding: 24px 19px; }
  .ffa-avd__contact-result { grid-template-columns: 1fr; }
  .ffa-avd__contact-result > div + div { border-top: 1px solid var(--ffa-line); border-left: 0; }
}

@media (prefers-reduced-motion: reduce) {
  .ffa-avd *, .ffa-avd *::before, .ffa-avd *::after { scroll-behavior: auto !important; transition: none !important; }
}